Retirement Planning Intermediate 2022

Retirement Planning is one of the most important areas of financial planning that all individuals must consider.  Each person’s circumstances are unique, their goals are unique, the way they think about and experience life are unique.  This creates complexity and the responsibility that rests on the shoulders of the financial planner and adviser is significant.

There are different approaches to planning for retirement.  Some approaches are better early in life and others are better later in life.  Having the ability to see into the future, ask the right questions and forming a deep understanding of the client and their information are what sets great advisers apart from the rest.

Tax brings another layer of complexity and “potholes” on the road to financial independence in retirement.  Planners and Advisers must be able to identify all applicable tax and ensure that any strategy that is implemented, is done as tax efficiently as possible.

Doing the right thing today, means a client for life.  A great retirement plan, means the client will realise their dream retirement.

If this is what you want for your clients, then this is the course for you.

What to expect

We study Retirement Planning and how to:

  • Plan for retirement (Making provision);
  • Plan at retirement;
  • Determine all applicable taxes;
  • Do calculations;
  • Implement a tax efficient plan and strategy;

We do practical case studies and we also offer templates that you can download to use in your practice.

Refer to the course outline below for a detailed outline of the course


  • Good understanding of Income Tax;
  • Good understanding of investment and retirement products;
  • Eagerness to learn.

Who must enroll in the course

  • Financial Planners & Advisers;
  • Broker Consultants who want to provide enhanced value to their panel;
  • Paraplanners;
  • Sales and Branch Managers;
  • Franchise Principals;
  • Key Individuals;
  • Support staff that helps with the Financial Planning process;
  • Students studying an NQF5, 6, 7 or 8 qualification in Wealth Management / Financial Planning.

Difficulty Level

The course starts off with some basics and it quickly builds from there to an intermediate level.

The course is rated as Intermediate, as it is expected that you have a good understanding of the basics already.  You will greatly benefit from this course and have more knowledge and skills to grow your practice and to increase the value you offer your clients.  We go into detail and therefore this is not an introductory course.  It is an intermediary course that includes some introductory elements.

CPD Points

  • Earn 5 CPD points for event participation (knowledge) when you successfully complete the course.
  • Earn 0.5 CPD points for each recap challenge you complete.
  • Total CPD points on successful completion:  5

Not sure yet if the course is for you?

  • Take the free lessons provided
  • Look for the green “FREE” icon in the lesson description below
  • Click on the lesson and enjoy!
  • No need to enroll
  • No need to register
  • Still not sure?  Please contact us to discuss your concerns
  • Also, check out our Frequently Asked Questions where we answer questions we receive most often

Course Information

Estimated Time: 6.5 hours

Difficulty: Intermediate

Course Instructor

Francois du Toit, CFP® Francois du Toit, CFP® Author

Francois du Toit, CFP® holds a B. Com degree in Risk Management as well as the Post-Graduate Diploma in Financial Planning. He is an avid miniature figure painter with a passion for helping others succeed and for professionalising the Financial Services Industry. He holds the certification of CERTIFIED FINANCIAL PLANNER® or CFP® in good standing with the Financial Planning Institute of Southern Africa as well as being a registered Tax Practitioner with them and SARS. Francois offers a unique and powerful proposition to businesses employing Financial Advisers and Broker Consultants that leads to significant improvement in production and reduced advice risk. His practical experience, success, technical knowledge and understanding the challenges and opportunities in this field, ensure immediate practical application in the target market. Francois has designed and created very successful online courses for the Financial Planning Institute and has trained hundreds of financial planners, advisers and other trainers for among others Old Mutual, PPS, Liberty, Iress and atWork. His ability to answer questions that relate to practical on-the-ground issues is what sets him apart from traditional trainers who may not have been in practice.

Retirement Planning 2018 Intermediate Level



Planning for Retirement

Planning at Retirement

Tax Implications